Law Offices of Neil Crane, LLC - Bankruptcy: Knowing Your Options

Connecticut Bankruptcy Laws

Bankruptcy law is a legal option designed to alleviate financial distress. It serves as a financial life preserver for those overwhelmed by debt. We can provide you with a proven and sophisticated perspective on your legal rights. We treat each of our clients as individuals and make independent decisions based upon individual financial circumstances; choices and avenues to save and assure your financial future. Through our knowledge, experience and commitment we have established a staff of experts and an unparalleled reputation of integrity and success. We are truly committed to achieving successful results through personalized client contact and quality preparation.

Connecticut Bankruptcy Laws: Bankruptcy is a federal court process designed to help individuals and businesses eliminate or reduce their debts. The most common types of Bankruptcy filings are:

Chapter 7:
Chapter 7 is used to stop collection actions by eliminating all dischargeable debts. Cases can often be prepared and filed within days or weeks of your initial consultation. A one-time meeting is required for you to attend, for which an attorney will be present, with a member of the bankruptcy system. Thereafter discharge of your debts, you will receive a fresh financial start.

Chapter 13:
Chapter 13 is generally used to stop foreclosure and repay a mortgage in order to save a home. The Debtor's counsel will propose a repayment plan that is then approved by the court. Chapter 13 typically allows three to five year repayment plans of a mortgage arrearage.

Chapter 11:
Chapter 11 is the reorganization Chapter available to businesses and individuals who have substantial assets and/or income to restructure and repay their debts. Chapter 11 allows flexibility in structuring the reorganization.

Overall, Bankruptcy laws provide the essential elements for a new start, immediate protection from creditors and long term permanent debt relief. Your choice of legal counsel is more important than ever. Learned legal counsel at the Law Offices of Neil Crane will assure that you have the best opportunity to get:

Complete discharge of your debts

As much elimination or reduction of debt as is possible under your circumstances

No repayment or lower repayment through our dedication, knowledge and experience

Protection of your assets

Proper administration of your entire Bankruptcy case

OUR QUALIFIED AND EXPERIENCED COUNSEL FOCUSES STRICTLY ON CONSUMER DEBT PROTECTION AND WILL PROVIDE YOU WITH A FRESH START!

SETTLEMENTS AND DEBT NEGOTIATION

STOP CREDITOR HARASSMENT!!! Unsecured creditors may be aggressive, but they are extremely negotiable! Every week our office settles thousands of dollars of overdue bills at significant discounts with a legally documented release. Our efforts have allowed businesses and consumers to move forward without the overwhelming burden of insurmountable debt. We also set these clients firmly on the path to credit restoration with the fundamental education necessary to use credit while avoiding the pitfalls of over-indebtedness.

Every obstacle faced by a creditor is an opportunity for borrowers in trouble. We have successfully settled millions of dollars in debt to the satisfaction of clients and creditors.

Our office is fully equipped to handle your creditors' phone calls without voicemails or recordings. Call an experienced attorney today to negotiate your credit card debt and let us help you achieve a sound financial future!

Contact Attorney Crane Today!

Waterbury, Rocky Hill, Bridgeport, Hamden offices