Enfield Bankruptcy Attorneys

At the Bankruptcy Law Offices of Neil Crane, we have been resolving financial problems through legal solutions for Enfield residents for over three decades. Our knowledgeable attorneys have dedicated their careers to representing consumers facing overwhelming debt problems. We develop and utilize prompt and well-reasoned legal plans for all types of debt relief. We have a reputation throughout the State of Connecticut for our expertise and excellence. We have also been featured in various national and international publications, including the BBC and The New York Times.

 

"We want to thank you and your staff for your knowledge and expertise, for getting our Chapter 7 and Chapter 13 bankruptcies finished, and for giving us a fresh start." – Testimonial

Lawyers Providing Debt Relief Since 1983

Our attorneys and staff were all born and raised here in Connecticut, and therefore understand the unique financial challenges of living and surviving in this little corner of New England. With five local offices reaching clients across the state. we have provided customized solutions through experienced legal representation focused on a range of financial matters for over 30 years. At the Law Offices of Neil Cane, our Enfield bankruptcy attorneys give you solid legal advice and guidance that uses all possible options available for debt relief, including:

Contact us by calling today and speaking directly with an experienced attorney. We offer a prompt free consultation to create a customized solution for your specific needs. Call us at 203-230-2233or toll free at 1-888-249-3027 or complete our online Contact Form and begin the path to your debt-free financial future today.

Enfield Bankruptcy Lawyers: Chapter 7, Chapter 13 Debt Solutions

Our law firm customizes all legal work to meet your unique problems. We’ve helped hundreds of diverse Enfield clients with many years of well-crafted debt relief options; including:

Chapter 7 Bankruptcy: Chapter 7 provides for the methodical elimination of all forms of general unsecured debt including credit card debt, medical bills and pending lawsuits. Long term financial success starts with the eradication of other forms of debt or lawsuits in order to focus all available resources on more essential obligations like housing expenses and mortgages.

After careful legal preparation and timely filing, Chapter 7 bankruptcy will discharge all types of unsecured debt, including:

Credit Card Debt
Personal Loans
Medical Debt
Older Tax Debt
Lawsuits, Judgments, Garnishments and Liens
Other debts like repossession and deficiency judgments

Chapter 13 Bankruptcy: This court process places an automatic stay on foreclosure actions and any other collection efforts. Chapter 13 Plans prioritize mortgage payments while reducing or eliminating other types of debt. Chapter 13 also:

  • Causes an automatic stay of all litigation and provides a three-to-five year repayment plan for all types of debt. Expertly crafted Chapter 13 Plans prioritize the repayment of mortgage arrearages ahead of payment on any other types of less essential debts.
  • Stops all foreclosure actions and all collection actions, providing a system for debt relief that protects your financial future.
  • Offers an excellent means for the payment of taxes to the state, federal or municipal authorities based on your income and personal or household budget.

Mortgage Mediation Let us help you save your home. Many residents don’t realize that foreclosure mediation is mandatory upon request for all Enfield residents in a pending foreclosure. Mediation offers an opportunity to modify your mortgage. With proper preparation and good court presentation, foreclosure mediation can be used to resolve past due payments and adjust monthly interest rates, thereby making your mortgage affordable again. While this program is available to all Connecticut homeowners, it is imperative that you approach your mediation well-armed and well-prepared with knowledgeable, experienced legal representation. The bank will be represented by counsel, and so should you.

Enfield Real Estate Market Statistics Through December 2015:

  2011 2012 2013 2014 2015 5 Year Change
No. of Sales 415 452 531 567 658 (+59%)
Median Price 165K 161k 157k 160k 160k (-3%)
Foreclosures 137 161 219 142 95 (-30.7%)

Enfield Lost Homes due to Foreclosure Statistics through December 2015

  2011 2012 2013 2014 2015 5 Year Change
Homes Lost
(Forecl. Sale)
15 35 29 32 37 (+146.7%)
Homes Lost
(Strict Forecl.)
33 50 62 101 86 (+160.6%)

Experienced Counsel with Tax Solutions for All Types of Taxes And a Track Record of Success

We’ve dedicated our careers to constantly learning and practicing all the debt relief and tax options offered under the most current laws. We fully understand the guidelines, standards and criteria essential to productive communication and successful results with all types of revenue officers and tax collection practices. Our preparation and experience help to resolve even the most complicated tax debt concerns; including:

Since 1983, The Law Offices of Neil Crane has been providing Connecticut families with the global debt relief solutions they need to survive in a difficult state with tough economic challenges. We provide our clients with options and answers. Take your first step to financial health and peace of mind today by speaking with an experienced attorney by phone. We offer comprehensive FREE CONSULTATIONS.

Start by contacting us today at 203-230-2233 or toll free at 1-888-249-3027, or complete our online Contact Form. We have helped well over ten thousand families in Connecticut. Read our testimonials.