Newington Foreclosure Relief Lawyer

Newington homeowners continue to struggle despite five years of promises of mortgage modification by banks and government programs. Mortgage modification and foreclosure mediation are still unnecessarily slow and complex with lost paperwork and delay, leading to high rates of homes lost to foreclosure.

 

Banks who say they are "working with homeowners" are often foreclosing at the same time as they claim to be "trying to help." Foreclosure is a legal process intended by the bank to take back your home. It is not an effort to help you save your home, it’s a lawsuit brought by the bank’s foreclosure attorney. Get prompt legal service from Newington lawyers experienced in Foreclosure Defense, Mortgage Modification and Foreclosure Mediation.

Foreclosure Prevention and Debt Relief Attorneys

Our law firm customizes all legal options for debt relief and foreclosure defense by addressing your unique and specific financial needs. We have experience with all types of problems and all the legal options available:

We’ve helped a broad range of Newington clients who started on their path to financial success with a phone call to Attorney Neil Crane. We don’t use voice mail or answering machines; instead, an experienced attorney is always available to answer questions with accurate advice based upon a history of success since 1983. Contact us at 203-230-2233 or toll free at 1-888-249-3027. Contact me online by completing our Contact Form and get immediate answers to your important questions.

At the Law Offices of Neil Crane, We Offer Newington Residents Debt Solutions.

We offer:

Mortgage Modification This process allows homeowners to make application to their bank for mortgage relief through private arrangements or various government programs. Mortgage modification has been seriously criticized since the early applications of 2008. Despite promises to act in good faith and speed up the process, banks and government programs have been compromised by the big banks’ lack of effort and delay. Don’t wait for solutions; instead, use an experienced Newington mortgage modification attorney to act promptly and efficiently to save your home. Delay is deadly for homeowners.

Mortgage Mediation is a mandatory program available to Newington residents in foreclosure. Proper and prompt preparation by an experienced attorney is critical to saving homes through mortgage mediation. Prompt and well documented applications for mediation requires solid analysis, advanced preparation and thorough advocacy.

Chapter 13 stops foreclosure proceedings immediately upon filing through the imposition of an automatic stay which stops all foreclosures and court actions anywhere throughout the United States. It provides for the prioritization of debt so that important necessary payments like mortgage payments or tax payments can be made affordably over a 3-5 year plan drafted in our office by our experienced Chapter 13 attorneys. This provides for the effective and comprehensive debt relief that assures long term foreclosure relief and home retention.

If you are late, behind on mortgage payments or already in foreclosure, we can still save your home. Call our office to get the accurate advice of an attorney experienced in saving homes. Call us to obtain free information and educate yourself on the options available to solve your financial problems. Call us at 203-230-2233 or toll free at 1-888-249-3027, or fill out an online Contact Form and get immediate answers to your important questions.

Newington Foreclosure Rates and Home Sales

There have been over 650 foreclosures commenced in Newington in the past five years. Despite promises of mortgage modification, the statistics indicate that a higher percentage of these foreclosures have resulted in lost homes in 2010 - 2011 and 2012, and into the new year. There also appears to be a backlog of unresolved foreclosures where delay acts to prevent homeowners from obtaining affordable mortgage relief. Delay in foreclosure continues to be deadly for Newington residents seeking to save their homes from foreclosure.

Concurrent with the foreclosure rates in Newington sales of Newington residence have gone each and every year from a high of 579 in 2007 to a low of 280 in 2011 for a loss of 299, or a decrease in Newington annual home sales between 2007 and 2011 of over 50%. Real estate sales rates in Newington have also fallen each year from 2007 to 2011 from a high of 238,000 in 2007 to a low of 185,000 in 2011 for an average decrease in price of a Newington home of $52,000 or a decrease of about 25% in five years.

Newington Bankruptcy Courts and State Court Foreclosure

Bankruptcy Courts

If you live in Newington and you need bankruptcy assistance, your case would be filed in the Hartford District of Federal Court, and your First Meeting of Creditors would be held in Hartford at 450 Main Street, Hartford, CT 06106 (Chapter 7 cases) and Hartford at 450 Main Street, Hartford, CT, 06106 (Chapter 13 cases).

Foreclosure Courts

If you live in Newington and have a lawsuit pending against you or a foreclosure on your Newington property, you would appear in the Hartford court system located at 90 Washington Street, Hartford, CT.

Town Clerk: Tanya D. Lane, MMC
131 Cedar Street, Newington, CT 06111 Phone: 860-665-8545

Newington Estate Market Statistics Through December 2015:

  2011 2012 2013 2014 2015 5 Year Change
No. of Sales 280 350 382 377 463 (+65%)
Median Price 185K 195k 190k 195k 195k (+5.4%)
Foreclosures 47 0 2 2 35 (-25.5%)

Newington Lost Homes due to Foreclosure Statistics through December 2015

  2011 2012 2013 2014 2015 5 Year Change
Homes Lost
(Forecl. Sale)
25 33 26 21 23 (-8%)
Homes Lost
(Strict Forecl.)
10 0 3 4 0 (-100%)

Newington homeowners need prompt and experienced legal advice from lawyers who know all the legal options available to save your home and provide answers and Chapter 13 relief throughout Connecticut. All answers and all solutions start with a scary first phone call. You just need to call now to ask questions and get answers with an immediate live discussion with an experienced Newington foreclosure defense lawyer. We don’t use voice mail or messages, so speak with us directly now at 203-230-2233 or toll free at 1-888-249-3027, or fill out an online Contact Form. Take your first steps to long term homeownership and financial success.