Benefits of Filing Chapter 7 in Southington

Credit card debt and other unsecured debt payments can quickly ruin your family’s budget. Continuing minimum payments lead to revolving credit card dependence. Even with all the hard work required to make every monthly payment, credit card debt is nearly impossible to reduce or eliminate. If you are unable to get ahead, it’s time to consider meeting with a qualified debt relief attorney with the experience and knowledge to provide middle class legal financial alternatives for middle class clients. At the Law Offices of Neil Crane, we’ve been one of the leading providers of Chapter 7 relief in Connecticut for over 30 years. Our reputation for dedication, preparation and success is well known to clients and courts throughout Connecticut.

 

Detailed Preparation and Informed Clients at the Law Offices of Neil Crane

Our hard work, knowledge and commitment to our clients is the key to our Chapter 7 success. To learn more about Chapter 7 bankruptcy, call us at 203-230-2233 or toll free at 1-888-249-3027 for a free and comprehensive initial consultation about the specifics of your case.

Preserving Property Protection Through Bankruptcy Exemptions

Chapter 7 provides debt relief and protects “basic” belongings needed by individuals and families to obtain a fresh start, like homes and cars and bank accounts. Strong federal and state laws provide for exemptions to protect necessary assets for the future.

The Bankruptcy Code exemptions sections allow for protection of:

  • Up to $12,000+ in cash or any “wildcard” items per person
  • Automobile equity
  • Home equity up to $75,000 per person
  • Household goods of approximately $8,000 per person at tag sale value
  • Cash value in life insurance up to approximately $12,750
  • Pensions, 401K, profit sharing and others

Relieving unsecured, high-interest debt and protecting personal assets through Chapter 7 exemptions assures our clients of the best possible financial fresh start.

To learn more about regaining your financial future, call our experienced Chapter 7 attorneys at 203-230-2233 or toll free at 1-888-249-3027. Or fill out our simple online Contact Form for a prompt response to your inquiry today.

The Chapter 7 Process at The Law Offices of Neil Crane

Pre-Filing Preparation and Planning: Precise and thorough preparation prior to filing is the key element to our assurances of Chapter 7 financial recovery:

  • Full evaluation and understanding of all the specifics of your individual case
  • Protection of all individual or business assets
  • Analysis of detailed monthly income and expenses
  • Full documentation and proper presentation
  • Means testing for full Chapter 7 coverage and unsecured debt relief

The Chapter 7 Filing: This is the court submission of the Chapter 7 petition and all supporting documentation. On the filing date, it creates an Order for Relief and an automatic stay. This prevents all collection actions, phone calls, lawsuits, foreclosure liens or levies immediately upon the filing of the Chapter 7 petition.

Contact our Southington Chapter 7 Debt Attorneys

Since 1983, we’ve been helping Connecticut residents obtain the debt relief essential to putting their finances back on track. If you’re looking for a financial fresh start, call experienced bankruptcy attorneys at the Law Offices of Neil Crane to schedule a free and comprehensive initial consultation at 203-230-2233 or toll free at 1-888-249-3027. Or fill out our simple online Contact Form for a prompt response today.