Torrington Foreclosure Relief Attorney

Torrington, CT homeowners continue to experience record foreclosure rates despite over five years of government programs and bank promises of help for homeowners. Foreclosure rates in Torrington, CT have remained high and more homes are lost even though mortgage modification promises continue during the foreclosure process. Despite options for mandatory mediation, the lost home rate in Torrington, CT has increased steadily during the five years mediation has been available. The number of homes lost to foreclosure deeds or auction is up over 30% since 2008, as unrepresented homeowners continue to fail in foreclosure mediation.

 

Foreclosure mediation without legal representation leads to increased home loss. While legal representation in mediation is succeeding at record rates to produce saved homes and lower monthly mortgage payments.

Foreclosure Mediation Success at the Law Offices of Neil Crane

Connecticut foreclosure laws require banks to participate in foreclosure mediation following the timely and proper filing of a request for mediation by the homeowner. Proper mediation requests with supporting legal and financial documentation are the surest way to succeed at mediation. The key elements to success all require the active

legal representation of specialized foreclosure defense counsel, experienced in the court presentations necessary to create saved homes and modified mortgages.

Homeowners without legal representation are failing in record numbers as bank attorneys press forward to take homes and mediators provide advice but can't represent you against a bank seeking to foreclose your home. Mediators are court appointed impartial employees who cannot represent or advocate on behalf of homeowners. Don't be confused - A mediator can never take the place of your own specialized legal counsel. Get an experienced attorney and get a modified mortgage or go it alone and risk your home.

Saving Homes in Connecticut Since 1983

Our local Waterbury office has helped to save hundreds of homes in the Torrington /Waterbury area over the past three decades. We combine our knowledge and experience with a dedication to saving homes through properly created mortgage solutions and impeccable supporting legal and financial documentation. It's hard work, but saving a home is always worth it. The key steps are:

Thorough Evaluation of each person's individual mortgage and monthly budget

Proper Proposals All successful modification or mediation requires good, solid and acceptable proposals formulated by our experienced foreclosure defense professionals.

Strong Court Advocacy We have the experience and reputation to fight back against banks and bank attorneys in order to get your home saved and your mortgage modified.

At the Law Offices of Neil Crane, we understand all the options

 

We save homes through:

 

  • Mortgage Modification
  • Foreclosure Mediation
  • Foreclosure Defense
  • Chapter 13 Bankruptcy Relief
  • Chapter 7 Bankruptcy Relief

We've been providing long term legal solutions to financial problems through all legal avenues available for our clients since 1983.

Torrington Estate Market Statistics Through December 2016:

  2012 2013 2014 2015 2016 5 Year Change
No. of Sales 444 402 427 487 615 (385%)
Median Price 117.9k+ 135k 131.9k 114.05k 112.5K (-4.6%)
Foreclosures 317 325 336 140 179 (-43.5%)

Torrington Lost Homes due to Foreclosure Statistics through December 2016:

  2012 2013 2014 2015 2016 5 Year Change
Homes Lost
(Forecl. Sale)
21 48 42 48 27 (+28.6%)
Homes Lost
(Strict Forecl.)
99 118 152 67 39 (-60.6%)

To learn more about saving your home, call the experienced attorneys at the Law Offices of Neil Crane at 203-230-2233 or toll free at 1-888-249-3027.