What happens if I fall behind on my mortgage and I've already modified it?

By Neil Crane of The Law Offices of Neil Crane LLC posted in Mortgage Modification on Tuesday, November 24, 2015.

A: Re-modification is a painful and difficult process for a number of reasons, and should be avoided at all costs. Seek professional assistance for legal alternatives available to avoid remodification. Fixing a mortgage modification through other alternatives is a much better choice than seeking to remodify, for a number of reasons:


  1. Re-modification often involves a completely new modification application and an incredibly slow and laborious process even if you still have the same bank.
  2. No bank likes to remodify a mortgage that they've already fixed once before.
  3. Re-modification is an exceedingly slow process that creates large back balances and past due arrearages.
  4. Mortgages change hands so often that re-modification often involves an entirely new bank or servicer.


Don't re-modify a good modification - Fix it!

Various state and federal laws protect defaulted mortgages and reinstate good modifications. We've fixed hundreds of broken Connecticut mortgage modifications.

To learn more about getting your modification back on track, call the dedicated and experienced mortgage modification attorneys at the Law Offices of Neil Crane today. We offer a prompt and free consultation, and a thorough review of your financial circumstances. Call us at 203-230-2233 or toll free at 1-888-249-3027, or fill out our online Contact Form.