Connecticut Lawyers Assisting With Your Budgeting Concerns
Budgeting is difficult. Even when people start out with good financial habits, they often get talked out of them by persuasive marketing messages that praise the value of having things right now — even if it means extra debt.
At The Law Offices of Neil Crane, LLC, we understand that credit card companies target people — especially young college students and people who have been in previous financial trouble — telling them that credit cards are like free cash. This could not be farther from the truth. The best way to financial health is to stay out of debt. At our Hamden, Connecticut, law firm, we often urge our clients to stay away from credit cards so they are not working for a paycheck they will never see.
Don't Work for a Paycheck You'll Never See. Call 888-249-3027.
Many people do not realize that the interest rates they pay on their credit cards actually go to make wealthy finance professionals wealthier. We often remind our clients that, when they have a lot of debt, they are essentially giving their paycheck away to wealthy bankers. And no one wants their hard-earned cash to go towards building someone's third vacation house.
The best way to avoid giving away your paycheck is to create a budget and stick to it. Your budget should list your net income as well as all your expenses. It should plan for paying off the principal amounts on debts as well as saving some money for future needs.
The only way to make a budget work is to follow it. At the Law Offices of Neil Crane, LLC, we can help. Our goal is to help you make long-term, smart financial decisions. To do this, we continue our representation until your financial goals are achieved. Whether we begin our legal representation with bankruptcy or foreclosure concerns, we make sure that you understand your debt to income ratio — and that budgeting can put your financial life back on track.
Contact Us Regarding Budgeting
If you have concerns about your budget, please do not hesitate to call us today at 888-249-3027, toll-free 1-800-616-DEBT, or complete our online contact form to discuss your questions and concerns with an experienced attorney.