Life After Bankruptcy
Seek a Lawyer's Advice Regarding Life After Bankruptcy
Many people are fearful about filing for bankruptcy because they worry that their financial record will be permanently damaged. They worry that they may never again be able to get a credit card or purchase a home.
At The Law Offices of Neil Crane, LLC, in Hamden, Connecticut, our attorneys place great emphasis on working closely with our clients. When you hire our law firm, we will work directly with you. Our attorneys answer your questions and give practical advice with one goal in mind: restoring you to financial health in your life after bankruptcy.
In our conversations, we may talk about many basics of financial health:
- Your debt-to-income ratio: Debt-to-income ratio considers what level of income you need to sustain for you to remain current on your debts.
- How to budget: We will guide you through the process of making a monthly budget and — most importantly — sticking to it.
- How to avoid credit card solicitations: In your life after bankruptcy, you will probably be faced with offers for pre-approved credit cards. These should be thrown directly in the trash.
- Avoiding second mortgages: We believe that any second mortgages are bad mortgages. Houses are designed to provide your family with stability. Never use your house as a bank.
We understand that many people originally filed for Chapter 7 or Chapter 13 bankruptcy for reasons that were not their fault. They faced unexpected medical bills, experienced a divorce, or lost a job. While these things were beyond your control, your financial future can be in your control again. With your lawyer's help, you can truly have a successful life after bankruptcy.
We offer a free consultation. Please do not hesitate to call us today at 888-249-3027, toll-free 1-800-616-DEBT, or complete our online contact form to discuss your questions and concerns with an experienced attorney.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.